Confused? Find Answers. Separation and Divorce Educational Workshop, Community Resource

Divorce happens.  Devastation as a result of divorce does not have to happen.  Decisions made during the separation and divorce process will impact the rest of your life.  Oftentimes you must make important decisions when you are in emotional turmoil and least able to think rationally.

Be proactive and protect your future.  Solid knowledge leads to better choices.  Join us at Long and Foster in Ashburn, VA for our River BaNC separation and divorce workshop, which offers education and support.  On July 7th we will cover the legal, financial, emotional (including anxiety and stress), and real estate aspects of separation and divorce. Join us.  Pre-register or simply stop by and register on-site.    

                       JULY 7, 2012
                     OUR SPEAKERS

Legal Aspects:  Ryan M. Schmalzle, Esq.

with Whitbeck & Cisneros, P.C., is an experienced family law attorney who regularly practices in Northern Virginia.  His firm follows the philosophy that while it is always preferable to resolve family law matters outside the courtroom, attorneys must always be prepared to aggressively litigate family matters in court if a client's particular needs call for such services.  Mr. Schmalzle will give an overview of the legal aspects of divorce, including the separation and divorce process, equitable property distribution, and custody and support guidelines.  

Financial Aspects:  Linda Black, ChFC, CRPC,

is a Financial Advisor with LifeMark Securities Corp.  Linda has worked in the financial services industry for over 12 years.  She has earned her Chartered Financial Consultant (ChFC) and Chartered Retirement Planning Counselor (CRPC) designations.  Her practice is focused on financial planning and retirement income solutions for women.  Linda helps her clients make financial decisions based on where they want to go next.  She fully subscribes to a transformational approach to financial planning as opposed to a transactional one.  Linda is licensed in Virginia and Maryland.  Linda will talk about creating budgets for two households, valuing and dividing assets, the scenario approach to decisions, and retirement issues. 

Emotional Aspects: Nina K. Flowers, LPC, MEd.,

of Counseling Solutions, Inc., provides psychotherapy services for adults, , of Counseling Solutions, Inc., provides psychotherapy services for adults, adolescents, and children through individual, family, and couples counseling. She has particular expertise in counseling those who are coping with their own or a family members’ abuse, mood or anxiety disorders, relationship or self-esteem concerns, ADD/ADHD and other disorders.  Her primary theoretical orientations are Cognitive-Behavioral Therapy and Play Therapy.  Nina will discuss anxiety and depression, explaining what they are and giving coping techniques.  In a special treat, Nina will lead a visualization exercise that you can then use later, on your own, for relaxation.      

Real Estate Aspects:  Pamela Jones, ABR, CRB, GRI,

Pamela Jones, Inc., Long and Foster Realtors, is a career REALTOR® who began working with buyers and sellers in1983.  Her dedication to her clients made her the #1 agent in Loudoun County in 2006.  Pam has excellent business sense, detailed knowledge of the local market, and outstanding negotiating skills.  Pam will give an update of the local real estate market, which differs vastly from the "national" picture we so often hear about.  

Life Coaching Aspects:   Ever Changing River, LLC,

will lead you through some exercises to help you explore your core values and beliefs, and then create your "next steps" action plan.  This action plan will be different for each person...from "let me continue to think about all this" to "here are my top 3 items to complete by next Friday."  It is important to find the approach that is best for you, not someone else.  

Disclaimer: 

River BaNC and River Chat programs are intended for informational purposes only.  They do not constitute legal, financial, emotional, real estate or mortgage advice or counseling.  You should seek the advice of qualified legal, financial, psychological, real estate, mortgage and any other necessary professionals regarding your own individual situation outside of any Ever Changing River, LLC program.